US Commercial Insurance Outlook
24 
February
, 
2023

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US Commercial Insurance Outlook
November 
19
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2025
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US Commercial Insurance Outlook
November 
19
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2025

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Event Overview

Final chance to save! Save $100 with code COMMERCIAL100 at checkout. Expires Friday 7 November

Day 1: Keynote & Plenary

12:40-14:10

break/workshops

Welcome Reception and Registration

Breakfast Workshops, Executive Meetings & Meet-and-Greet

KEYNOTES | Energy Transition in 2024

7:30am – 8.50am

Track

REGISTRATION OPENS

Speakers

Conference Room

8:50am – 9.00am

Track

WELCOME


Kamaron Leach, Host Insurer TV, The Insurer

State of the US Commercial Market

9:00am – 9.20am

PRESENTATION 

A force for good…

How the commercial insurance industry can remain viable and deliver its value proposition as the “DNA of capitalism” in a shifting risk landscape

 

•        Rising to the challenge of emerging risk and climate change

•       Winning the battle for hearts and minds on legal system abuse

•       Stemming the flow of business to the non-admitted/wholesale market

•       Partnering with insureds beyond risk transfer

 

Joe Peiser, Global CEO, Aon Commercial Risk

9:20am – 9.40am

PRESENTATION

State of the U.S. commercial lines market

Pricing and loss cost trends in a multi-speed commercial insurance market


•        Macroeconomic outlook – driving demand and supply

•        Pricing: 2025 in review and 2026 outlook

•        Loss costs and claims drivers – is the sector ahead of trend?    

•        How reinsurance market conditions are impacting commercial lines


David Flandro, Head of Industry Analysis & Strategic Advisory, Howden Re

9:40am – 10.20am

PANEL

Commercial property: a market in flux?

•        Peaks and troughs – will buyers ever find stability?

•        Hurricane season reviewed

•       How to assess and underwrite property risk in a world of frequency and severity

•        Using modelling, data, technology/AI and climate science in a new risk paradigm

•        Is risk mitigation the starting point for insuring commercial property?

 

Michelle Windhauser, EVP Property Risk Practice Leader, HUB International

Nancy Dorvil, Head of Property North America, Allianz Commercial

Conrad Taniguchi, VP & National Risk Management Leader, National Accounts Property, CNA

Amy McIntyre, Managing Director, East Zone Property Placement Leader, Marsh

Moderator: Michael Loney, North America Editor, The Insurer

 

10:20am – 10.50am

BREAK

COFFEE & NETWORKING BREAK

Grab your coffee, arrange 1-2-1 meetings via the event app, network with your peers and meet with our exhibitors across our dedicated networking break

Navigating an increasingly volatile world

10:50am – 11.30am

PANEL

Casualty in focus: the long hard(ish) market…

•       Will only a true liability crisis drive real tort reform?

•       On the front line in the fight against litigation finance

•       Limit management and strategies for navigating claims inflation

•       How new technologies and data sources can drive better underwriting


Erica Carr, Chief Claims Officer, Brown & Brown Risk Solutions

Don Orlando, Director of Litigation, Tradesman Program Managers

Bill McElroy, Portfolio Director - Casualty Insurance, Aspen

Moderator: Sophie Roberts, Head of the Insurer TV, The Insurer

11:30am – 11.50am

PRESENTATION

The year of volatility… 

Wars, tariffs, economic uncertainty in 2025 – what to look out for in 2026 and industry implications   


Jerry Theodorou, Director, Finance, Insurance & Trade Program, R Street

11:50am – 12.10pm

FIRESIDE CHAT

M&A in a softening market

 • Growth, diversification and specialization – drivers of carrier M&A
• Bifurcating balance sheet businesses – fad or the future?
• Distribution – aggregators, bolt-ons and strategic M&A in a challenging organic growth climate


Tony Ursano, Managing Partner & Co-Founder, Insurance Advisory Partners

Moderator: Sophie Roberts, Head of the Insurer TV, The Insurer

12:10pm – 1.30pm

Track

LUNCH & NETWORKING


Risk Reimagined: Strategic Partnerships, Digital Frontiers & Alternative Solutions

1.30pm – 2.10pm

PANEL

What buyers really want…

•        Finding stability after a brutal hard market

•        Opportunistic versus strategic relationships

•        Alignment of interests, partnership on emerging risks

•        United front on social inflation


Sue Srinivasan, EVP Distribution, Arch Insurance

Mark Manzi, National Retail Brokerage Leader, Brown & Brown/Risk Strategies

Bob Thomas, US Head of Retail Distribution, Markel

Carol Murphy, Head of Casualty, Howden US

Moderator: Kamaron Leach, Host Insurer TV, The Insurer

2.10pm – 2.30pm

FIRESIDE CHAT 

Harnessing the digital age

•                How carriers and brokers are using AI and data to drive performance

•                Tapping the big data revolution to help clients understand risk

•                Strategic approaches to technology investment


Alex Schmelkin, Founder and CEO, Sixfold

 Adrian Jones, Head of Underwriting & Specialty Retail, Acrisure

James Thaler, Head of News Content - Americas, The Insurer

2:30pm – 3.10pm

PANEL

Fair to middling…

The middle market is drawing significant attention from brokers and carriers. Hear from our expert panel on:


•        Why the middle market segment has become so hot

•        Evolution of the market and the growing demand for specialist solutions

•        Strategies for coming out on top as brokers and underwriters

•        The growing role of digital in the middle market space


Bennet Himes, Head of Underwriting Middle Market, Zurich North America

Matt Waters, Head of Middle Market, AXA XL

Monica Sanjinez, EVP, Commercial Lines Practice Leader, USI

Matthew Burns, EVP, Head of Retail Casualty & Middle Market Insurance, North America, Sompo

Moderator: Chris Munro, Editor Program Manager & Associate Editor, The Insurer

3:10pm – 3.50pm

PANEL

The ART of alternatives…

•                The evolution of structured solutions

•                Building a risk transfer program around captive and alternative solutions

•                How parametric solutions could change the risk transfer world


Daniel Vetter, Head of Americas, Descartes

Sylvain Bouteille, CUO Specialty Americas, AXA XL

Megan Linkin, SVP Alternative Risk Transfer, Swiss Re Corporate Solutions

Moderator: Alex Korb, Alternative Risk Transfer Consultant, Independent

3:50pm

Track

END OF CONFERENCE

Speakers

3.50pm


NETWORKING DRINKS RECEPTION


5.20pm


END OF DRINKS RECEPTION


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